• 25-35 age 10y invest in MF • after 3cr wealth look to invest in PMS (min ticket size 50L) • after 1 million (8cr) AIF (min ticket size 1cr) • after 5 million 40cr explore startup, private equity, credit Investing, VC funds • for ultra HIN investment options are Structure notes min 1cr, • Lot of family spend there all life for marriages and house
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family…
I earn 95000 thousands a month but cannot save any money since I have smoking habit and waste a lot of money in traveling. I want to start my financial journey but lack knowledge about it. I don't have my father and am a middle class guy of Nepal. Love your video @sharan brother hope to be like u in future but have 0 knowledge about finance. I have a dream to buy my hard working mother a house. Please help me how can I do it. Ur video only helps me to have dopamine but I can't execute what u say. Can u help me brother? Will be greatful all my life if I got any assistance 🍀
Most of the video is concentrated on how very rich people should have financial planning,but Sharan all the rich people have their own investment managers,most of the people who try to learn from ur videos are people with 1L or around that salary,please do a video keeping in mind that these are the kind of viewers watching ur video
Our perceptions of your approach influence how we interpret, understand, and act on the truth. Getting into investing i stuck to Avoiding high interest debt. Cutting costs. spending less, earning more and investing passively The best way to find that balance between saving and living is by investing.
Let me help you analyze this scenario in two parts, when the guest said intro of video:
1. First, let's verify the claim about making 1 Cr each year after reaching 5 Cr 2. Then calculate what ROI would be needed for this
Starting with your initial amount of 1 Cr at 9% growth: Year 1: 1.09 Cr Year 2: 1.19 Cr Year 3: 1.30 Cr Year 4: 1.41 Cr Year 5: 1.54 Cr Year 6: 1.68 Cr Year 7: 1.83 Cr Year 8: 2.00 Cr
Your accountant's claim seems incorrect because: – At 9% growth, you won't reach 5 Cr for many years – To earn 1 Cr per year from investments, you typically need a much larger principal amount
Let's calculate what it would take to earn 1 Cr annually: – To earn 1 Cr per year as pure interest/returns, you would need: – At 10% ROI: Principal of 10 Cr – At 12% ROI: Principal of 8.33 Cr – At 15% ROI: Principal of 6.67 Cr – At 20% ROI: Principal of 5 Cr
For guest's statement to be true, you would need: 1. A much higher initial growth rate to reach 5 Cr faster 2. Then an ROI of 20% to generate 1 Cr annually from 5 Cr
This seems quite optimistic and risky. More realistic expectations would be: – Stick with the initial 9% growth plan – Consider diversifying investments – Be cautious of promises of very high returns – Plan for variable returns rather than fixed annual income
Thank you for discussing how people can become financially independent by sticking to basic investment principles, starting with mutual funds, and gradually progressing to more advanced investment options as they accumulate wealth. It's true, Healthcare costs in India are expected to inflate significantly, necessitating adequate financial planning to avoid financial strain in the future.
I just turned 44 and awfully late to investing with barely any portfolio except my 401k, I have a decent amount of cash saved up and with inflation currently soaring AGAIN, I'm getting worried about retirement, my intention is to retire at 55. How best do l maximize my savings of over $220k
I love how you take your time to educate your viewers we all strive towards financial stability and a better Life. It is easy to achieve this through the right investment, by living frugally and budgeting. I'm glad I learnt early in life to work hard for financial freedom
The rising interest rate can surely control inflation, but won't prevent erosion of the eroding purchasing power of the US dollar. I have learnt my lesson this time. The banks can't be making money off my money, while inflation eats into it. I have set aside 650k to invest in the stock market now, since that keeps up with inflation, but I don't know how to get started.
only 8 lac are millionaire, that says lot about india. Parents think their kids will take care of them as they do not have enough money to invest, they invest on kids, School, tuition, god forbids if someone fall sick, hospitals is just loot, many Indians are one trip away to hospital from being bankrupt, weddings are burdens, daily lively hood is difficult for many people. For most of them is not even a choice. They struggle to give better life to kids. In turn many kids go into same vicious cycle.
I just turned 45 and awfully late to investing with barely any portfolio except my 401k, I have a decent amount of cash saved up and with inflation currently soaring AGAIN, I’m getting worried about retirement, my intention is to retire at 55. How best do I maximize my savings of over $140k
Your commitment to educating your audience is truly admirable. We all aspire to attain financial stability and improve our lives. This goal can be achieved through smart investments, mindful spending, and prudent budgeting. I'm thankful for realizing the significance of striving for financial freedom from a young age.
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit.
You are a fool if you think people like Mukesh Ambani spend their own money for personal spending like marriages.. they show the receipts on behalf of their business and take GST input back. Just check the owners of the cars they are using. They are registered on their company name to save taxes and same goes is visible on the balance sheets of their businesses.
He is mutual fund company owner promoting mutual funds so that people invest money in mutual funds and he start making money through commission/ expense ratio…. Mutual fund is fraud run by fund managers to make their own wealth
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
This was not it. I was hoping that through this podcast I would understand actionable strategies and expert advise on how to kickstart my financial journey… build a solid savings plan. Poadcast was heavily focused on top shelve audience who already achieved significant amount and are like 15% of the population. Come to our level… very basic. Because that is around 90% of the population in our country.
Question – 50k per month earning Next 10 years overall savings will be 72 lakh Answer – catch 1 cr and now hold it but i dont see any crore here so that guy earning 50k can leave this video now.
You spoil us Sharran! I've digested a plethora of macroeconomic/markets oriented channels here on Youtube over the years and the only two that I can still stomach are you and Adam Taggart. You get the very best and spot on facts and ask thought provoking and unbiased questions that help listeners like myself better understand the complex forces driving our world today. More importantly, thank you for recommending Tracy Britt Cool Consulting my investment portfolio with her has been quite sustaining
I have done over $400 k from a $ 100k capital so far since I decided to make and see changes with my money, I have had a succession of payouts from trading Forex, I recently diversified some profits into Crypto and dividend paying Stocks and some for long term hold
'Speak English' lol. Last 30 seconds was cringe worthy. Ive lived in Japan where the citizens are so proud of their culture and mother tongue. I guess the vestiges of colonialism still remain firmly in the psyche of the indian populace.
Real estate is creating wealth in every Indian city. Please stop saying that it’s not creating wealth. These influencers are themselves not a well rounded investors
Even you invest the inflation will give u bear minimum returns, only best way is keeping trying businesses even 10 fail 11th one gonna click but start small don't invest huge chunks in business
48 comments
8 cr ho गया
Now relax
Everything is for the hni , nothing about how a fresher should start investing.
Waste of my time!
Summary
• 25-35 age 10y invest in MF
• after 3cr wealth look to invest in PMS (min ticket size 50L)
• after 1 million (8cr) AIF (min ticket size 1cr)
• after 5 million 40cr explore startup, private equity, credit Investing, VC funds
• for ultra HIN investment options are Structure notes min 1cr,
• Lot of family spend there all life for marriages and house
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family…
I earn 95000 thousands a month but cannot save any money since I have smoking habit and waste a lot of money in traveling. I want to start my financial journey but lack knowledge about it. I don't have my father and am a middle class guy of Nepal. Love your video @sharan brother hope to be like u in future but have 0 knowledge about finance. I have a dream to buy my hard working mother a house. Please help me how can I do it. Ur video only helps me to have dopamine but I can't execute what u say. Can u help me brother? Will be greatful all my life if I got any assistance 🍀
👍
Most of the video is concentrated on how very rich people should have financial planning,but Sharan all the rich people have their own investment managers,most of the people who try to learn from ur videos are people with 1L or around that salary,please do a video keeping in mind that these are the kind of viewers watching ur video
Our perceptions of your approach influence how we interpret, understand, and act on the truth. Getting into investing i stuck to Avoiding high interest debt. Cutting costs. spending less, earning more and investing passively The best way to find that balance between saving and living is by investing.
Let me help you analyze this scenario in two parts, when the guest said intro of video:
1. First, let's verify the claim about making 1 Cr each year after reaching 5 Cr
2. Then calculate what ROI would be needed for this
Starting with your initial amount of 1 Cr at 9% growth:
Year 1: 1.09 Cr
Year 2: 1.19 Cr
Year 3: 1.30 Cr
Year 4: 1.41 Cr
Year 5: 1.54 Cr
Year 6: 1.68 Cr
Year 7: 1.83 Cr
Year 8: 2.00 Cr
Your accountant's claim seems incorrect because:
– At 9% growth, you won't reach 5 Cr for many years
– To earn 1 Cr per year from investments, you typically need a much larger principal amount
Let's calculate what it would take to earn 1 Cr annually:
– To earn 1 Cr per year as pure interest/returns, you would need:
– At 10% ROI: Principal of 10 Cr
– At 12% ROI: Principal of 8.33 Cr
– At 15% ROI: Principal of 6.67 Cr
– At 20% ROI: Principal of 5 Cr
For guest's statement to be true, you would need:
1. A much higher initial growth rate to reach 5 Cr faster
2. Then an ROI of 20% to generate 1 Cr annually from 5 Cr
This seems quite optimistic and risky. More realistic expectations would be:
– Stick with the initial 9% growth plan
– Consider diversifying investments
– Be cautious of promises of very high returns
– Plan for variable returns rather than fixed annual income
He speaks much more than guest.
if some one is earning 180K and Investing 120K in Mutual Finds, PPF, RD, STOCKS. is it good or bad, or should he squeeze more towards investment.
Thank you for discussing how people can become financially independent by sticking to basic investment principles, starting with mutual funds, and gradually progressing to more advanced investment options as they accumulate wealth. It's true, Healthcare costs in India are expected to inflate significantly, necessitating adequate financial planning to avoid financial strain in the future.
Here ppl talking abt 100 CR….I am still figuring how to make 1 cr😅
I just turned 44 and awfully late to investing with barely any portfolio except my 401k, I have a decent amount of cash saved up and with inflation currently soaring AGAIN, I'm getting worried about retirement, my intention is to retire at
55. How best do l maximize my savings of over $220k
I love how you take your time to educate your viewers we all strive towards financial stability and a better Life. It is easy to achieve this through the right investment, by living frugally and budgeting. I'm glad I learnt early in life to work hard for financial freedom
Great that your podcasts is just under 20 min. Love that fact.
The rising interest rate can surely control inflation, but won't prevent erosion of the eroding purchasing power of the US dollar. I have learnt my lesson this time. The banks can't be making money off my money, while inflation eats into it. I have set aside 650k to invest in the stock market now, since that keeps up with inflation, but I don't know how to get started.
hey sharan, please bring back mohit gang for more videos!!! He's very informative and goddamn realistic
only 8 lac are millionaire, that says lot about india. Parents think their kids will take care of them as they do not have enough money to invest, they invest on kids, School, tuition, god forbids if someone fall sick, hospitals is just loot, many Indians are one trip away to hospital from being bankrupt, weddings are burdens, daily lively hood is difficult for many people. For most of them is not even a choice. They struggle to give better life to kids. In turn many kids go into same vicious cycle.
I'm favoured financially, Thank you. $32,000 weekly profit regardless of how bad it gets on the economy.
I just turned 45 and awfully late to investing with barely any portfolio except my 401k, I have a decent amount of cash saved up and with inflation currently soaring AGAIN, I’m getting worried about retirement, my intention is to retire at 55. How best do I maximize my savings of over $140k
Your commitment to educating your audience is truly admirable. We all aspire to attain financial stability and improve our lives. This goal can be achieved through smart investments, mindful spending, and prudent budgeting. I'm thankful for realizing the significance of striving for financial freedom from a young age.
I can’t access the app
Man nise vedio can you make more lengthier ones
The host is bit noob.
Perhaps wouldn't come every time ❤
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit.
I know investing early is best but the main thing is we are confused about where to invest
You are a fool if you think people like Mukesh Ambani spend their own money for personal spending like marriages.. they show the receipts on behalf of their business and take GST input back. Just check the owners of the cars they are using. They are registered on their company name to save taxes and same goes is visible on the balance sheets of their businesses.
Truth: Good Education, Good English and be in a Big City, you’ll be just fine.
Summary: To end the rat race you have to become a big rat first😅
thank u sharan and mohitji😄
Iss ne whiskey pikar aaya hain kya😂
Hindi mein bolna angrez niya tha kya isse moun mein
He is mutual fund company owner promoting mutual funds so that people invest money in mutual funds and he start making money through commission/ expense ratio…. Mutual fund is fraud run by fund managers to make their own wealth
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
This was not it. I was hoping that through this podcast I would understand actionable strategies and expert advise on how to kickstart my financial journey… build a solid savings plan. Poadcast was heavily focused on top shelve audience who already achieved significant amount and are like 15% of the population. Come to our level… very basic. Because that is around 90% of the population in our country.
Question – 50k per month earning
Next 10 years overall savings will be 72 lakh
Answer – catch 1 cr and now hold it but i dont see any crore here so that guy earning 50k can leave this video now.
You spoil us Sharran! I've digested a plethora of macroeconomic/markets oriented channels here on Youtube over the years and the only two that I can still stomach are you and Adam Taggart. You get the very best and spot on facts and ask thought provoking and unbiased questions that help listeners like myself better understand the complex forces driving our world today. More importantly, thank you for recommending Tracy Britt Cool Consulting my investment portfolio with her has been quite sustaining
The right choice of an investment has always been a big problem for me I know picking a wrong investment will leave a big scar in the future
Fake fake
I have done over $400 k from a $ 100k capital so far since I decided to make and see changes with my money, I have had a succession of payouts from trading Forex, I recently diversified some profits into Crypto and dividend paying Stocks and some for long term hold
sounds too complex to achive
Me having 200 rupees in my account watching this video.
'Speak English' lol. Last 30 seconds was cringe worthy. Ive lived in Japan where the citizens are so proud of their culture and mother tongue. I guess the vestiges of colonialism still remain firmly in the psyche of the indian populace.
@ sharan
I think a small correction may be
10l in 4
20 in 8
40 in 12 years as per 15 inflation
He said 16 years
Real estate is creating wealth in every Indian city. Please stop saying that it’s not creating wealth. These influencers are themselves not a well rounded investors
Even you invest the inflation will give u bear minimum returns, only best way is keeping trying businesses even 10 fail 11th one gonna click but start small don't invest huge chunks in business